Tue. Apr 22nd, 2025
CM Kissan Card Phase II Loan Limit Increased to 40000 Per Acre for Farmers

CM Kissan Card Phase II

CM Kissan Card Phase II Government of Punjab has once again stepped up to support the backbone of Pakistan’s economy – the farmers. In a recent high-level meeting chaired by Provincial Minister for Agriculture and Livestock, Syed Ashiq Hussain Kirmani, major decisions were taken to improve the agricultural sector and enhance the financial well-being of farmers across the province. One of the most important announcements was the increase in the loan limit under the CM Kissan Card Phase-II, which aims to make farming more sustainable and productive.

In the second phase of the Kissan Card program, the loan limit has now been increased from Rs. 30,000 to Rs. 40,000 per acre. This increase is a significant move to empower farmers financially so they can manage their crops more efficiently and improve their yields. Syed Ashiq Hussain Kirmani stated that this enhancement would help farmers invest better in seeds, fertilizers, pesticides, and machinery — ultimately leading to a rise in crop production and profitability.

CM Kissan Card Phase II Loan Limit Increased to 40000 Per Acre for Farmers

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Interest-Free Agricultural Loans from May 16

The government also announced that interest-free loans will be distributed from May 16 onwards to support farmers during the Kharif crop season. A total of Rs. 75 billion has been allocated for this initiative, which will play a crucial role in ensuring that farmers do not face any delays in preparing their land for cultivation. The first phase of loan recovery will take place from April 15 to May 15, after which the new interest-free loans will be rolled out.

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New Fuel Support Diesel Purchase with Subsidy

To further assist farmers in their daily farming needs, a new diesel purchase facility has been introduced in Phase-II of the Kissan Card. Under this facility, farmers will be able to purchase diesel using:

  • 30% in cash, and
  • 25% government subsidy

This move will reduce fuel-related expenses, which are essential for operating tractors and other farming equipment. With easier access to diesel, farmers can now focus more on timely plowing and harvesting.

Model Agriculture Malls Near Completion

Another major development under this phase is the construction of model agriculture malls. According to the agriculture minister, 80% of the grey structure work has been completed in cities like Sahiwal, Multan, Bahawalpur, and Sargodha. These malls are expected to be fully functional by June 30. The purpose of these malls is to provide farmers with a dedicated platform to sell their produce directly, without middlemen, ensuring better profit margins.

Moreover, the government is planning to establish eight new agriculture malls in the second phase, which will further improve the distribution and marketing infrastructure for agricultural goods.

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36 Billion Already Spent Under Kissan Card

So far, the government has spent Rs. 36 billion under the Kissan Card program, directly benefiting thousands of farmers. This financial assistance has helped farmers purchase essential agricultural supplies and manage their lands more effectively. According to Syed Ashiq Hussain Kirmani, these steps are aligned with the vision of the Chief Minister of Punjab, who is committed to the prosperity of farmers and the development of the agricultural sector.

Conclusion

The launch of CM Kissan Card Phase-II marks a new chapter in the journey toward modern and empowered agriculture in Punjab. By increasing the loan limit to Rs. 40,000 per acre, offering interest-free loans, subsidizing diesel purchases, and building model agriculture malls, the Punjab government has once again shown its dedication to farmer welfare. These efforts will not only improve the livelihoods of farmers but also strengthen Pakistan’s economy through increased agricultural productivity.

The road ahead looks promising for Punjab’s farmers – and with continued support from the government, their hard work is bound to bring greater rewards.

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FAQs

What is the new loan limit under CM Kissan Card Phase-II?
The loan limit for farmers has been increased from Rs. 30,000 to Rs. 40,000 per acre in the second phase of the Kissan Card program.

When will the interest-free loans be available for farmers?
The interest-free loans for farmers will be available starting from May 16 for the Kharif crop season.

How much money has been allocated for the interest-free loans?
A total of Rs. 75 billion has been allocated to provide interest-free loans for the Kharif season.

What subsidy is available for diesel purchase under Phase-II?
Farmers will be able to purchase diesel with a 30% cash payment and 25% government subsidy under the CM Kissan Card Phase-II.

When will the model agriculture malls be completed?
The model agriculture malls in Sahiwal, Multan, Bahawalpur, and Sargodha are expected to be completed by June 30.

How has the Kissan Card program helped farmers so far?
The Punjab government has already spent Rs. 36 billion under the Kissan Card program, which has directly benefited many farmers by providing them with financial assistance for agricultural needs.

By Muhammad Imran

My name is Muhammad Imran, and I have been working with the Benazir Income Support Program (BISP) for the past four years. My passion lies in conducting in-depth research and providing users with accurate, practical information that they can trust and benefit from. To ensure authenticity, I gather data by visiting social media platforms, engaging with BISP offices, and interacting with relevant sources. My goal is to publish reliable content on my website, helping users make informed decisions without any confusion.